財務計劃

財務計劃 or Financial Planning
一個近年時常聽到的term, 或是一個近十年的新興行業。其實在現代社會無論有無這個行業, 身在香港這個欠缺社會保障的社會, 每一個人都真的雖要為自己訂做一個合身的計劃。不是為了要發達, 只是希望可以為未來的生活在財務方面有多一點預算、多一點保障吧....可以的話如果能做到 "經濟獨立" 或 "發達" 當然更加是大家的夢想! 很多時和身邊的友人或同事講到這個話題, 發現身邊很多人不但完全沒有這方面的計劃, 入不敷出、"周身債" 的為數也不少....當然每個人或每個家庭都有自己的故事和困難, 我這裡只談論那些有能力卻沒有好好計劃的。其實在我心中做到收支平衡是"基本動作"或者是common sense, 但後來我發現這完全是我單方面的想法而已.....

計劃自己, 家庭, 兒女.....父母....一切切.....做現代香港人真不容易......

喝

"喝"- 不足、想要的感覺

原本以為自己還可以, 但當你發現天外有天人外有人......世界原來十分大
時.....我只會更"喝", 希望可以學得更多。....每一天都想學多一點, 知多一點, 實踐多一d

井底蛙上

資訊無限

Internet information is just like a "galaxy"......seems no end, no edge and no boundary.

飛鵝山

Sai Kung and UST
















Can you see MEGABOX?











Mountain of "Lion" is just there









A place that I have never been.

A place that worth to visit.

A place can view half of Kowloon.

p.s. Thank you ki for taking me us that in such a good weather! HK still have such a good place, we should treasure what we are having.

Gathering

Soon, Eva, Queenie, Daiman, Candy, Ivy, Wong man, West and Tik, .....good to see see you gals. Don't know why may be really long long time didn't have this kind of gathering, although I have to leave early still enjoy the time with you all.

這幾個雨天

Long long time didn't gathering with so much friends, one to one or one to ten, due to the busy life, due to the laziness.....although still have annoying things in mind, still a lovely gathering with so many friend.

Rainny days, annoying things.....accompnay with me these days. When the time I was small I love looking at the rain at night. I was lying on my bed with opened curtain.....rain falling down with street light, the droplets with reflected light makes it quite a lovely night scenes...with the "dip dip dip dip....." don't know why I love the sound of fallen rain.

Can't made up my mind....but can you (rain) give me an answer?